biBERK
Direct-to-business online insurance backed by Berkshire Hathaway.
Regions: US
biBERK is the direct-to-business insurance arm of Berkshire Hathaway, offering workers' compensation, general liability, professional liability, commercial auto, and business owner's policies through a fast online quote-and-bind process with no broker in between. For a single-location wellness operator or a new franchisee, biBERK's draw is speed, transparent online pricing, and the financial backing of an A++-rated carrier — it markets savings of up to 20% from cutting out intermediaries. The trade-off versus a broker is that you self-serve the coverage decisions, so confirm the policy limits and endorsements satisfy your franchise agreement before relying on it as your program.
Reviewed by Miles Sutherland, Vendors & Equipment Editor
At a glance
- Coverage type
- BOP
- Pricing from
- Online quote, direct
- States licensed
- US
- Best for
- Single-location operators wanting fast, direct online coverage
- Differentiator
- Berkshire Hathaway-backed direct insurer with instant online binding
- Key features
- Instant online quoteWorkers' compBOP & general liability
Alternatives to biBERK
Other insurance options for wellness franchises worth comparing against biBERK.
Hiscox
Small business insurance including professional and general liability.
The Hartford
Workers comp, liability, and business insurance for employers.
Gallagher
Brokerage and risk management for multi-location operators.