Philadelphia Insurance Companies (PHLY)
Fitness- and wellness-specific liability programs with more than 20 years insuring the category.
Regions: US
Philadelphia Insurance Companies (PHLY) runs insurance programs built specifically for fitness and wellness businesses — personal trainers, fitness studios with equipment, yoga and martial arts studios, and multi-service concepts covering activities like weightlifting, sauna, and group exercise. It's one of the more established specialty carriers in the category, with programs tailored to the specific liability exposures of physical, hands-on wellness services rather than a generic small-business policy. Individual instructor or single-studio policies can be quoted directly online; multi-location franchise programs typically go through a broker. Compare its fitness-specific endorsements against general small-business carriers like Hiscox or NEXT, and confirm the policy satisfies whatever your franchise agreement requires.
Reviewed by Miles Sutherland, Vendors & Equipment Editor
Alternatives to Philadelphia Insurance Companies (PHLY)
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Hiscox
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