USI Insurance Services

USI Insurance Services is a large national brokerage that builds and administers insurance programs for franchise systems, working with both franchisors designing a system-wide program and individual franchisees who need coverage placed correctly against their franchise agreement's requirements. Their scale gives them negotiating leverage with underwriters that an individual location shopping alone doesn't have, and their franchise-sector experience means they're less likely to miss a franchisor-required endorsement or limit. USI is best engaged once a franchise system has enough locations to justify a broker relationship rather than direct-to-consumer quoting — for a first location, a faster digital insurer is usually more practical.